Ford Credit Auto Owner Trust 2022-D

Monthly Investor Report


Collection Period			January 2026
Payment Date			2/17/2026
Transaction Month			39

Additional information about the structure, cashflows, defined terms and parties for this transaction can be found in the prospectus, available on the SEC website (http://www.sec.gov) under the registration number 333-258040 and at https://www.ford.com/finance/investor-center/asset-backed-securitization.

I. ORIGINAL DEAL PARAMETERS


	Dollar Amount		# of Receivables			Weighted Avg Remaining Term at Cutoff
Initial Pool Balance	$	1,471,280,949.11	45,366			54.6 months

	Dollar Amount		Note Interest Rate			Final Scheduled Payment Date
Original Securities
Class A-1 Notes	$	254,320,000.00	4.594	%		December 15, 2023
Class A-2a Notes	$	300,340,000.00	5.37	%		August 15, 2025
Class A-2b Notes	$	160,000,000.00	4.46735	%	*	August 15, 2025
Class A-3 Notes	$	460,340,000.00	5.27	%		May 15, 2027
Class A-4 Notes	$	75,000,000.00	5.30	%		March 15, 2028
Class B Notes	$	39,480,000.00	5.98	%		June 15, 2028
Class C Notes	$	26,300,000.00	6.46	%		May 15, 2030
Total	$	1,315,780,000.00
			* 30-day average SOFR + 0.76%

II. AVAILABLE FUNDS


Interest:
Interest Collections	$	941,092.61

Principal:
Principal Collections	$	11,144,884.21
Prepayments in Full	$	3,927,798.54
Liquidation Proceeds	$	148,602.08
Recoveries	$	8,942.24
Sub Total	$	15,230,227.07
Collections	$	16,171,319.68

Purchase Amounts:
Purchase Amounts Related to Principal	$	203,896.52
Purchase Amounts Related to Interest	$	1,042.65
Sub Total	$	204,939.17

Clean-up Call	$	0.00

Reserve Account Draw Amount	$	0.00

Available Funds - Total	$	16,376,258.85

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Ford Credit Auto Owner Trust 2022-D

Monthly Investor Report


Collection Period			January 2026
Payment Date			2/17/2026
Transaction Month			39

III. DISTRIBUTIONS


	Calculated Amount		Amount Paid		Shortfall		Carryover Shortfall		Remaining Available Funds
Trustee and Other Fees/Expenses	$	0.00	$	0.00	$	0.00	$	0.00	$	16,376,258.85
Servicing Fee	$	207,961.46	$	207,961.46	$	0.00	$	0.00	$	16,168,297.39
Interest - Class A-1 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	16,168,297.39
Interest - Class A-2a Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	16,168,297.39
Interest - Class A-2b Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	16,168,297.39
Interest - Class A-3 Notes	$	274,772.07	$	274,772.07	$	0.00	$	0.00	$	15,893,525.32
Interest - Class A-4 Notes	$	331,250.00	$	331,250.00	$	0.00	$	0.00	$	15,562,275.32
First Priority Principal Payment	$	0.00	$	0.00	$	0.00	$	0.00	$	15,562,275.32
Interest - Class B Notes	$	196,742.00	$	196,742.00	$	0.00	$	0.00	$	15,365,533.32
Second Priority Principal Payment	$	0.00	$	0.00	$	0.00	$	0.00	$	15,365,533.32
Interest - Class C Notes	$	141,581.67	$	141,581.67	$	0.00	$	0.00	$	15,223,951.65
Reserve Account Deposit	$	0.00	$	0.00	$	0.00	$	0.00	$	15,223,951.65
Regular Principal Payment	$	14,012,862.97	$	14,012,862.97	$	0.00	$	0.00	$	1,211,088.68
Additional Trustee and Other Fees/Expenses	$	0.00	$	0.00	$	0.00	$	0.00	$	1,211,088.68
Residual Released to Depositor	$	0.00	$	1,211,088.68	$	0.00	$	0.00	$	0.00
Total			$	16,376,258.85

Principal Payment:
First Priority Principal Payment									$	0.00
Second Priority Principal Payment									$	0.00
Regular Principal Payment									$	14,012,862.97
Total									$	14,012,862.97

IV. NOTEHOLDER PAYMENTS


	Noteholder Principal Payments				Noteholder Interest Payments				Total Payment
			Per $1,000 of				Per $1,000 of				Per $1,000 of
	Actual		Original Balance		Actual		Original Balance		Actual		Original Balance
Class A-1 Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-2a Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-2b Notes	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00	$	0.00
Class A-3 Notes	$	14,012,862.97	$	30.44	$	274,772.07	$	0.60	$	14,287,635.04	$	31.04
Class A-4 Notes	$	0.00	$	0.00	$	331,250.00	$	4.42	$	331,250.00	$	4.42
Class B Notes	$	0.00	$	0.00	$	196,742.00	$	4.98	$	196,742.00	$	4.98
Class C Notes	$	0.00	$	0.00	$	141,581.67	$	5.38	$	141,581.67	$	5.38
Total	$	14,012,862.97	$	10.65	$	944,345.74	$	0.72	$	14,957,208.71	$	11.37

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Ford Credit Auto Owner Trust 2022-D

Monthly Investor Report


Collection Period			January 2026
Payment Date			2/17/2026
Transaction Month			39

V. NOTE BALANCE AND POOL INFORMATION


	Beginning of Period			End of Period
	Balance		Note Factor	Balance		Note Factor
Class A-1 Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-2a Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-2b Notes	$	0.00	0.0000000	$	0.00	0.0000000
Class A-3 Notes	$	62,566,695.78	0.1359141	$	48,553,832.81	0.1054739
Class A-4 Notes	$	75,000,000.00	1.0000000	$	75,000,000.00	1.0000000
Class B Notes	$	39,480,000.00	1.0000000	$	39,480,000.00	1.0000000
Class C Notes	$	26,300,000.00	1.0000000	$	26,300,000.00	1.0000000
Total	$	203,346,695.78	0.1545446	$	189,333,832.81	0.1438947


Pool Information
Weighted Average APR	4.548		%	4.590		%
Weighted Average Remaining Term	26.57			25.88
Number of Receivables Outstanding	16,239			15,738
Pool Balance	$	249,553,746.31		$	233,946,545.48
Adjusted Pool Balance (Pool Balance - YSOC Amount)	$	229,662,480.33		$	215,649,617.36
Pool Factor	0.1696167			0.1590088

VI. OVERCOLLATERALIZATION INFORMATION


Specified Reserve Balance	$	3,947,367.68
Yield Supplement Overcollateralization Amount	$	18,296,928.12
Targeted Overcollateralization Amount	$	44,612,712.67
Actual Overcollateralization Amount (EOP Pool Balance - EOP Note Balance)	$	44,612,712.67

VII. RECONCILIATION OF RESERVE ACCOUNT


Beginning Reserve Account Balance	$	3,947,367.68
Reserve Account Deposits Made	$	0.00
Reserve Account Draw Amount	$	0.00
Ending Reserve Account Balance	$	3,947,367.68
Change in Reserve Account Balance	$	0.00
Specified Reserve Balance	$	3,947,367.68

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Ford Credit Auto Owner Trust 2022-D

Monthly Investor Report


Collection Period			January 2026
Payment Date			2/17/2026
Transaction Month			39

VIII. NET LOSS AND DELINQUENT RECEIVABLES


			# of Receivables	Amount
Current Collection Period Loss:
Realized Loss (Charge-Offs)			53	$	182,019.48
(Recoveries)			69	$	8,942.24
Net Loss for Current Collection Period				$	173,077.24
Ratio of Net Loss for Current Collection Period to Beginning of Period Pool Balance (annualized)				0.8323		%

Prior and Current Collection Periods Average Loss:

Ratio of Net Loss to the Average Pool Balance (annualized)
Third Prior Collection Period				0.1648		%
Second Prior Collection Period				0.4446		%
Prior Collection Period				0.6906		%
Current Collection Period				0.8591		%
Four Month Average (Current and Prior Three Collection Periods)				0.5398		%

Cumulative Loss:
Cumulative Realized Loss (Charge-Offs)			2,567	$	13,345,540.57
(Cumulative Recoveries)				$	2,753,900.20
Cumulative Net Loss for All Collection Periods				$	10,591,640.37
Ratio of Cumulative Net Loss for all Collection Periods to Initial Pool Balance				0.7199		%

Average Realized Loss for Receivables that have experienced a Realized Loss				$	5,198.89
Average Net Loss for Receivables that have experienced a Realized Loss				$	4,126.08

	% of EOP Pool Balance		# of Receivables	Amount
Delinquent Receivables:
31-60 Days Delinquent	2.21	%	213	$	5,175,423.74
61-90 Days Delinquent	0.39	%	34	$	912,106.26
91-120 Days Delinquent	0.15	%	12	$	358,117.45
Over 120 Days Delinquent	0.39	%	37	$	902,307.00
Total Delinquent Receivables	3.14	%	296	$	7,347,954.45

Repossession Inventory:
Repossessed in the Current Collection Period			17	$	502,981.00
Total Repossessed Inventory			22	$	691,187.44

Number of 61+ Delinquent Receivables to EOP Number of Outstanding Receivables:
Second Prior Collection Period				0.4551		%
Prior Collection Period				0.5296		%
Current Collection Period				0.5274		%
Three Month Average				0.5040		%

Delinquency Trigger (61+ Delinquent Receivables)
Transaction Month	Trigger
1-12	0.80%
13-24	1.50%
25-36	2.70%
37+	4.40%
61+ Delinquent Receivables Balance to EOP Pool Balance				0.9286		%
Delinquency Trigger Occurred				No

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Ford Credit Auto Owner Trust 2022-D

Monthly Investor Report


Collection Period			January 2026
Payment Date			2/17/2026
Transaction Month			39


Receivables Granted Extensions in the Current Collection Period:	# of Receivables	Amount

1 Month Extended	65	$1,557,091.44
2 Months Extended	93	$2,321,827.14
3+ Months Extended	23	$695,449.77

Total Receivables Extended	181	$4,574,368.35

IX. REPURCHASE DEMAND ACTIVITY (RULE 15Ga-1)


No Activity to report

Most Recent Form ABS-15G for repurchase demand activity

Filed by: Ford Motor Credit Company LLC
CIK#: 0000038009
Date: February 6, 2026

X. FLOATING RATE BENCHMARK: BENCHMARK TRANSITION


Benchmark Transition Event:			N/A

Benchmark Replacement Date:			N/A

Unadjusted Benchmark Replacement:			N/A

Benchmark Replacement Adjustment:			N/A

Benchmark Replacement Conforming Changes:			N/A

SERVICER CERTIFICATION

THIS REPORT IS ACCURATE IN ALL MATERIAL RESPECTS.

Ford Motor Credit Company LLC

/s/ Ryan M. Hershberger

Assistant Treasurer

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Ford Credit Auto Owner Trust 2022-D 10-D