FORD MOTOR CREDIT CO LLC

Ford Motor Credit Company LLC, the captive finance arm of Ford Motor Company, positions itself at the heart of the automotive finance ecosystem by originating and servicing retail auto loans and leases, providing wholesale financing and floorplan solutions to Ford and Lincoln dealers, and integrating insurance and payment services that support new-vehicle and used-vehicle demand; this structure places it squarely in SIC 6141 (personal credit institutions) and makes consumer credit, dealer liquidity, and the broader auto cycle the dual engines of its business. With funding sourced from public debt, commercial paper, and capital markets activity, the firm must navigate material risks that include rate-driven margin pressure, quarterly volatility in charge-offs, residual value exposure, and shifts in dealer inventory financing needs, all while adhering to the supervision of banking regulators and consumer protection rules that govern disclosures and borrower treatment; the latest filing remains unconfirmed but CIK 38009 keeps investors connected to the enterprise, so view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025