FIRST GOLDEN AMERICAN LIFE INSURANCE CO OF NEW YORK S-1

S-1

NEW REG. FOR NY FIRST GOLDEN (W FEES) REPLACE 333-16279

EX-3.C

RESOLUTION FOR POWER OF ATTORNEY

EX-4.A

IND DEFERRED COMB VAR AND FIXED ANNUITY CONTRACT

EX-4.B

IND. DEFERRED COMB VAR AND FIXED ANNUITY APPLICATION

EX-4.C

IND DEFERRED COMB VAR AND FIXED ANNUITY CONTRACT

EX-4.D

IND. DEFERRED COMB VAR AND FIXED ANNUITY APPLICATION

EX-5

OPINION AND CONSENT OF MYLES R. TASHMAN, ESQ

EX-10.C

ADMINISTRATIVE SERVICES AGREEMENT

EX-10.D

CUSTODIAL AGREEMENT

EX-10.E

PART. AGRMNT BETWEEN DEPOSITOR & TRAVELERS

EX-10.F

PART. AGRMNT BETWEEN DEPOSITOR & GREENWICH STREET

EX-10.G

PART. AGRMNT BETWEEN DEPOSITOR & SMITH BARNEY CONCERT

EX-10.H

PART AGR BTW GALIC/PIMCO VAR INS TRST

EX-10.I

ASSET MANAGEMENT AGRMNT BETWEEN FGALIC & ING

EX-10.J

REVOLVING NOTE PAYABLE TO FGALIC & SUN

EX-23.A

CONSENT OF SAB LLP

EX-23.B

CONSENT OF INDEPENDENT AUDITORS

EX-24

POWERS OF ATTORNEY

EX-27

ARTICLE 7 FINANCIAL DATA SCHEDULE