MATRIX BANCORP INC S-1

S-1

FORM S-1

EX-4.7

FORM OF INDENTURE

EX-4.8

FORM OF JUNIOR SUBORDINATED DEBENTURES

EX-4.9

CERTIFICATE OF TRUST

EX-4.10

FORM OF AMENDED / RESTATED TRUST AGREEMENT

EX-4.11

FORM OF PREFERRED SECURITY CERTIFICATE

EX-4.12

FORM OF PREFERRED SECURITIES GUARANTEE AGREEMENT

EX-4.13

FORM OF AGREEMENT AS TO EXPENSES / LIABILITIES

EX-5.1

OPINION OF BLACKWELL SANDERS ET AL - LEGALITY

EX-8.1

OPINION OF BLACKWELL SANDERS ET AL - TAX

EX-23.3

CONSENT OF ERNST & YOUNG LLP

EX-25.1

FORM T-1: TRUSTEE UNDER INDENTURE

EX-25.2

FORM T-1: TRUSTEE UNDER AMENDED/RESTATED AGREEMENT

EX-25.3

FORM T-1: TRUSTEE UNDER PREFERRED SECURITIES AGREEMENT