NEXTCARD INC S-1

S-1

FORM S-1

EX-10.1

FORM OF INDEMNIFICATION AGREEMENT

EX-10.3

STOCK PURCHASE & RESTRICTION AGRMNT - T. COLTRELL

EX-10.4

FORM OF SUB AGMNT - SERIES A PREFERRED STOCK

EX-10.5

SERIES B PREFERRED STOCK PURCHASE AGREEMENT

EX-10.6

OFFICE LEASE DATED 9/24/1997

EX-10.7

1997 STOCK PLAN AND FORM OF OPTION AGREEMENT

EX-10.8

CONSUMER CREDIT CARD PROGRAM AGRMNT - 11/25/1997

EX-10.11

SERVICE AGRMNT DATED 12/22/97-FIRST DATA RESOURCES

EX-10.13

LICENSE AGREEMENT DATED 5/1/1998 - BINARY COMPASS

EX-10.14

SERIES C PREFERRED STOCK PURCHASE AGREEMENT

EX-10.15

SUBLEASE DATED 5/15/1998 - KAO INFOSYSTEMS

EX-10.16

MASTER LEASE AGREEMENT DATED 5/22/1998

EX-10.17

LOAN AND SECURITY AGREEMENT DATED 6/17/1998

EX-10.18

CARDHOLDER REWARDS PROGRAM DATED 6/22/1998

EX-10.19

FORM OF BOTTOM DOLLAR NETWORK MEMBERSHIP AGREEMENT

EX-10.20

SERIES D PREFERRED STOCK PURCHASE AGREEMENT

EX-10.21

LOAN AGREEMENT DATED 12/29/1998 - CREDIT SUISSE

EX-10.22

ACCOUNT ORIGINATION AGREEMENT DATED 12/29/1998

EX-10.23

EMPLOYMENT AGREEMENT DATED 1/1/1999 - J. LENT

EX-10.24

SUBORDINATED LOAN & SECURITY AGRMNT - 2/9/1999

EX-10.25

CONSULTING AGREEMENT DATED 1/20/1999 - B. RIGIONE

EX-23.2

CONSENT OF ERNST & YOUNG, LLP

EX-27.1

FINANCIAL DATA SCHEDULE