STEN CORP

STEN CORP operates within the tight-credit environs of Short-Term Business Credit Institutions, providing niche financing solutions—factoring receivables, short-term lending and cash flow bridges—to small and mid-size businesses needing rapid working capital rather than traditional long-term loans; these services are backed by a disciplined underwriting playbook that keeps collateral and aging receivables central to its model. The firm targets enterprises in transition or high-growth stages that benefit from predictable liquidity without diluting ownership, while also partnering with industry intermediaries and brokers who funnel qualified borrowers into its programs. As a regulated entity, STEN CORP navigates oversight from state banking regulators and the Federal Reserve’s rules on consumer and commercial lending, which amplify compliance costs and expose it to regulatory reviews that can affect funding costs; material risks include interest-rate volatility, borrower credit deterioration, and concentrated exposure to particular industries. CIK 350557 most recently filed a Form 8-K in December 1999, underscoring the importance of checking current disclosures; view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025