Industry · SIC 6153
Short-Term Business Credit Institutions
92 tracked issuers filing with the SEC under this industry classification.
Issuers
92
Recent filings
40
SIC code
6153
Industry overview
Short-Term Business Credit Institutions
Short-Term Business Credit Institutions, classified under SIC 6153, provide fast, flexible financing solutions to businesses that need working capital without committing to long-term debt. Core products include revolving credit lines, merchant cash advances, invoice factoring, trade finance, and short-dated term loans tailored to small and mid-sized enterprises, franchises, and digitally native sellers with uneven cash flows. These lenders operate under a complex web of state and federal lending, disclosure, and anti–money laundering regulations, while facing heightened scrutiny around effective annual rates, fair lending practices, and underwriting standards. Key risks include credit defaults in a slowing economy, funding-cost volatility as interest rates remain elevated, and competitive pressure from banks and fintech platforms. In 2024–2025, the sector is being reshaped by AI-driven credit scoring, open banking data, embedded finance partnerships, and tighter regulatory attention on transparency for small-business borrowers. For deeper insight into this industry’s leading players, view SEC filings on Earnings Feed.
Source: Earnings Feed research · Nov 23, 2025
Latest filings
- SCHEDULE 13GECPGENCORE CAPITAL GROUP INC8.9 KBSEC(opens sec.gov)
- 8-KPRAAPRA GROUP INC909.9 KBSEC(opens sec.gov)
- 8-K/ASWRDStewards, Inc.384.5 KBSEC(opens sec.gov)
- 8-KPRAAPRA GROUP INC158.1 KBSEC(opens sec.gov)
- 8-KPRAAPRA GROUP INC156.9 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.3.3 MBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.230.1 KBSEC(opens sec.gov)
- 8-KPRAAPRA GROUP INC140.8 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.226.0 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.193.9 KBSEC(opens sec.gov)
- SCHEDULE 13DSWRDStewards, Inc.22.7 KBSEC(opens sec.gov)
- SCHEDULE 13DSWRDStewards, Inc.43.0 KBSEC(opens sec.gov)
- SCHEDULE 13DSWRDStewards, Inc.20.0 KBSEC(opens sec.gov)
- SCHEDULE 13DSWRDStewards, Inc.20.8 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.191.1 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.13.0 MBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.237.5 KBSEC(opens sec.gov)
- 8-KDEERE JOHN CAPITAL CORP197.0 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.204.0 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.175.2 KBSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.686.5 KBSEC(opens sec.gov)
- 10-QDEERE JOHN CAPITAL CORP14.1 MBSEC(opens sec.gov)
- 144JCAPSEC(opens sec.gov)
- 8-KSWRDStewards, Inc.137.8 KBSEC(opens sec.gov)
- 144PLBCPLUMAS BANCORP4.6 KBSEC(opens sec.gov)
- 8-KJCAPJefferson Capital, Inc. / DE239.7 KBSEC(opens sec.gov)
- 144ECPGENCORE CAPITAL GROUP INC6.9 KBSEC(opens sec.gov)
- 8-KDEERE JOHN CAPITAL CORP184.3 KBSEC(opens sec.gov)
- 8-KECPGENCORE CAPITAL GROUP INC1.4 MBSEC(opens sec.gov)
- 10-QTGNTTotaligent, Inc.5.0 MBSEC(opens sec.gov)
- 8-KJCAPJefferson Capital, Inc. / DE282.7 KBSEC(opens sec.gov)
- 144JCAPSEC(opens sec.gov)
- 8-K/AShepherd's Finance, LLC205.4 KBSEC(opens sec.gov)
- 10-QSWRDStewards, Inc.11.5 MBSEC(opens sec.gov)
- SCHEDULE 13G/APRAAPRA GROUP INC7.7 KBSEC(opens sec.gov)
- 10-QJCAPJefferson Capital, Inc. / DE16.0 MBSEC(opens sec.gov)
- SCHEDULE 13G/AJCAPJefferson Capital, Inc. / DE15.5 KBSEC(opens sec.gov)
- 8-KJCAPJefferson Capital, Inc. / DE781.1 KBSEC(opens sec.gov)
- 8-KShepherd's Finance, LLC215.5 KBSEC(opens sec.gov)
- 10-QShepherd's Finance, LLC11.1 MBSEC(opens sec.gov)
Featured issuers
- 84 Financial, L.P.CIK 0001499252
- ACC CONSUMER FINANCE CORPCIK 0001002760
- ACTRADE FINANCIAL TECHNOLOGIES LTDCIK 0000819255
- ADVANTA NATIONAL BANK USA /PA/CIK 0000822399
- Aleritas Capital Corp.CIK 0001325823
- ALLSTATE FINANCIAL CORPCIK 0000215042
- AMERICAN EXPRESS CREDIT CORPCIK 0000004969
- ARCADIA FINANCIAL LTDCIK 0000879674
- ASSET ACCEPTANCE CAPITAL CORPCIK 0001264707
- ASTA FUNDING INCCIK 0001001258
- ATLANTIS TECHNOLOGY GROUPCIK 0000812805
- AUTOMOBILE CREDIT FINANCE 1992 II INCCIK 0000877665
Classification
- SIC code
- 6153
- Total issuers
- 92
- Recent filings
- 40