SIC 6153
Short-Term Business Credit Institutions
44 tracked issuers · live filings below.
Tracked issuers
44
Recent filings surfaced
40
SIC code
6153
Industry overview
Short-Term Business Credit Institutions, classified under SIC 6153, provide fast, flexible financing solutions to businesses that need working capital without committing to long-term debt. Core products include revolving credit lines, merchant cash advances, invoice factoring, trade finance, and short-dated term loans tailored to small and mid-sized enterprises, franchises, and digitally native sellers with uneven cash flows. These lenders operate under a complex web of state and federal lending, disclosure, and anti–money laundering regulations, while facing heightened scrutiny around effective annual rates, fair lending practices, and underwriting standards. Key risks include credit defaults in a slowing economy, funding-cost volatility as interest rates remain elevated, and competitive pressure from banks and fintech platforms. In 2024–2025, the sector is being reshaped by AI-driven credit scoring, open banking data, embedded finance partnerships, and tighter regulatory attention on transparency for small-business borrowers. For deeper insight into this industry’s leading players, view live SEC filings on Earnings Feed.
Source: Earnings Feed research · last fetched 11/23/2025
Featured issuers
- ACTRADE FINANCIAL TECHNOLOGIES LTD
CIK 0000819255
DE
- AMERICAN EXPRESS CREDIT CORP
CIK 0000004969
DE
- ARCADIA FINANCIAL LTD
CIK 0000879674
DE
- ASTA FUNDING INC
CIK 0001001258
DE
- ATLANTIS TECHNOLOGY GROUP
CIK 0000812805
NV
- CAPITAL FACTORS HOLDINGS INC
CIK 0001013836
FL
- CAPITAL MORTGAGE PLUS L P
CIK 0000845875
DE
- CASE CREDIT CORP
CIK 0001005319
DE
- CIT RV TRUST 1998-A
CIK 0001063268
DE
- CIT RV TRUST 1999-A
CIK 0001086895
DE
- City Loan, Inc
CIK 0000799511
DE
- DEERE JOHN CAPITAL CORP
CIK 0000027673
DE
Recent filings
OXBORO MEDICAL INTERNATIONAL INC 8-K
8.6 KB