SOUTHEASTERN BANKING CORP

Southeastern Banking Corp weaves its roots into the State Commercial Banks SIC landscape by delivering community-focused deposit, lending, and cash-management services, keeping small businesses, agribusinesses, and local consumers at the heart of its strategy; the company generates most revenue through relationship banking—checking/savings accounts, commercial real estate, and agricultural loans—while complementary treasury products round out its suite. Target customers value the regional expertise that Southeastern’s branches offer, relying on the bank’s seasoned underwriting teams and service-driven approach despite the inherent pressure on net interest margins from economic shifts and rising interest rates. Regulatory scrutiny from federal and state banking authorities intensifies capital and liquidity expectations, and compliance burdens around consumer protection, anti-money-laundering, and reporting practices remain material risks alongside credit concentration in localized sectors. Investors monitoring Southeastern should note CIK 353386 and that its most recent disclosure is a Form 10-Q filed in November 1999, underscoring the need for ongoing diligence; view live SEC filings on Earnings Feed.

Source: Earnings Feed research · last updated 11/24/2025