TILLMAN AUDREY B 4

What Happened
Audrey B. Tillman, Senior Executive Vice President of AFLAC Inc. (AFL), disposed of 304 shares on 2026-02-18 via a gift (transaction code G). The filing records $0.00 as the consideration received, indicating the shares were transferred rather than sold for cash. Gifts are disposals and do not signal a traditional market sell or buy.

Key Details

• Transaction date: 2026-02-18; Filing date: 2026-02-20 (filed two days after the transaction).
• Transaction type/code: Gift (G); Consideration: $0.00.
• Shares transferred/disposed: 304 shares.
• Shares owned after the transaction: Not specified in the Form 4 filing.
• Notable footnotes/plans: None disclosed (no 10b5-1 plan, tax withholding, or cashless exercise noted).
• Timeliness: Filing appears timely (reported within two business days of the transaction).

Context
Gifts are commonly used for estate planning, family transfers, or charitable donations and do not necessarily reflect the insider’s view of the company’s stock price. For retail investors, purchases are typically more indicative of bullish insider sentiment; a gift is a non-cash disposition and should be interpreted accordingly.