FIFTH THIRD BANCORP 8-K

What Happened

• Fifth Third Bancorp announced on Jan 13, 2026 that its subsidiary, Fifth Third Bank, N.A., delivered a redemption notice to The Bank of New York Mellon Trust Company, N.A. to redeem all outstanding 3.850% Subordinated Notes (CUSIP 31677AAB0) on Feb 13, 2026.
• The notes were originally issued on March 15, 2016 with a scheduled maturity of March 15, 2026; the redemption will be made under the notes’ initial optional redemption provisions. Payment will equal the $750 million principal amount plus accrued and unpaid interest to, but excluding, the Redemption Date. Interest on the notes will cease to accrue on and after Feb 13, 2026.

Key Details

• Principal amount: $750,000,000 of 3.850% Subordinated Notes.
• Original issue date: March 15, 2016; original maturity: March 15, 2026.
• Redemption date: February 13, 2026; redemption price = principal plus accrued interest to but excluding that date.
• Upon completion, no Subordinated Bank Notes will remain outstanding; payment requires presentation and surrender of the notes to the paying agent.

Why It Matters

• This action retires the bank’s outstanding subordinated notes and stops further interest accrual on them after Feb 13, 2026. Bondholders must present their notes to receive payment of principal plus accrued interest.
• For investors, it is a material debt-reduction event for the bank; monitor future filings or press releases for any replacement financing or other capital actions the company may announce.