Stevens Melissa S. 4

What Happened

• Melissa S. Stevens, an Executive Vice President of Fifth Third Bancorp (FITB), had a total of 1,472 shares withheld to cover tax liabilities when restricted stock units (RSUs) vested on Feb 14, 2026. The withholding consisted of 790 shares (from a 2023 RSU grant) and 682 shares (from a 2024 RSU grant), each withheld at a reported price of $52.86 — $41,759 and $36,051 respectively, about $77,810 combined. This was a tax-withholding disposition (code F), not an open-market sale.

Key Details

• Transaction date(s): Feb 14, 2026
• Price(s): $52.86 per share
• Shares withheld/disposed: 790 (F1) + 682 (F2) = 1,472 shares
• Reported values: $41,759 (790 sh) and $36,051 (682 sh); ~$77,810 total
• Footnotes: F1 = shares withheld for taxes on RSUs granted Feb 14, 2023; F2 = shares withheld for taxes on RSUs granted Feb 14, 2024
• Filing: Form 4 filed Feb 18, 2026; given the Feb 14 transaction fell on a weekend (and Feb 16 was a holiday), the Feb 18 filing is within the typical two-business-day window
• Shares owned after transaction: Not disclosed in the provided filing excerpt

Context

• These transactions are routine tax-withholding (“net settlement”) events when RSUs vest — the company withholds a portion of shares to satisfy tax obligations. Such withholdings are disposals for reporting purposes but do not necessarily reflect an insider selling additional shares in the open market or a change in sentiment.
• For retail investors, purchases are generally more informative than routine withholdings. This filing documents a routine internal tax settlement rather than a deliberate market sale.