US BANCORP \DE\ 8-K

What Happened

• On June 24, 2026, U.S. Bancorp (USB) announced in an 8-K that its Stress Capital Buffer (SCB) requirement will remain unchanged at 2.6% through October 1, 2027. The announcement was made via a press release attached as Exhibit 99.1 to the filing. The report was signed by James L. Chosy, Senior Executive Vice President and General Counsel.

Key Details

• SCB requirement: 2.6% (unchanged)
• Effective period: through October 1, 2027
• Filing date: June 24, 2026
• Exhibit: Press release dated June 24, 2026 (Exhibit 99.1) attached to the 8-K

Why It Matters

• The SCB is a regulatory capital requirement tied to stress-test outcomes; an unchanged buffer means regulators did not raise USB’s required additional capital under the stress framework for the coming year.
• For investors, a stable SCB can signal predictable capital planning and may influence decisions on dividends, share buybacks, and balance-sheet management because it determines how much capital the bank must hold above minimums.