FORD MOTOR CREDIT CO LLC 8-K

What Happened
Ford Motor Credit Company LLC announced on January 8, 2026 that it issued and sold $1,500,000,000 aggregate principal amount of 4.970% Notes due April 6, 2029 and $1,000,000,000 aggregate principal amount of 5.753% Notes due April 6, 2033. The notes were issued under the Company’s effective Form S-3 registration statement (No. 333-276916). An opinion of David J. Witten, Attorney to the Company, regarding the legality of the notes was filed as Exhibit 5 to the 8-K.

Key Details

• $1.5 billion of 4.970% notes maturing April 6, 2029.
• $1.0 billion of 5.753% notes maturing April 6, 2033.
• Issuance date: January 8, 2026; registered under Form S-3 (Reg. No. 333-276916).
• Legal opinion of the Company’s attorney (David J. Witten) filed as Exhibit 5; exhibits incorporated by reference into the registration statement.

Why It Matters
This filing documents a sizeable debt offering that increases Ford Motor Credit’s funded debt by $2.5 billion with fixed interest rates and set maturities in 2029 and 2033. For investors, that means higher scheduled interest obligations tied to these fixed rates and changes to the company’s debt maturity profile. The 8-K does not state the use of proceeds.