Ford Motor Credit Issues $2.5B of Notes Due 2029 and 2033

What Happened
Ford Motor Credit Company LLC announced on August 13, 2026 that it issued and sold a total of $2.5 billion of debt securities under its effective Form S-3 registration. The offering consisted of $1,500,000,000 of 5.431% Notes due August 13, 2029 (the “2029 Notes”) and $1,000,000,000 of 6.107% Notes due August 15, 2033 (the “2033 Notes”). The filing also includes a legal opinion from David J. Witten relating to the legality of the notes.

Key Details

• Aggregate issuance: $2,500,000,000 total principal ($1.5B due 2029; $1.0B due 2033).
• Interest rates/maturities: 5.431% fixed rate maturing August 13, 2029; 6.107% fixed rate maturing August 15, 2033.
• Registered offering: Issued pursuant to the Company’s effective Form S-3 registration (Registration No. 333-276916).
• Exhibits: Opinion of David J. Witten filed as Exhibit 5; consent included as Exhibit 23.1.

Why It Matters
This 8-K reports a debt financing that raises $2.5 billion of capital for Ford Motor Credit. For investors, the transaction affects the company’s financing mix and fixed interest obligations—higher long-term interest rates on the 2033 notes will increase interest expense over time compared with older, lower-rate debt. The use of a registered offering under an S-3 and the filing of a legal opinion indicate this was a standard public debt issuance executed under existing registration.