TRUIST FINANCIAL CORP 8-K

What Happened
Truist Financial Corporation announced effective December 31, 2025 that it made changes and reclassifications to the presentation of its Consolidated Statements of Income. On January 12, 2026 Truist filed a Form 8-K (Regulation FD disclosure, Item 7.01) and furnished unaudited supplemental historical financial information (Exhibit 99.1) that conforms prior periods to the new presentation. Truist said the supplemental information does not revise or restate previously reported consolidated financial results.

Key Details

• Effective date of the presentation change: December 31, 2025.
• Unaudited supplemental historical financial information furnished as Exhibit 99.1 and incorporated by reference in the 8-K (filed January 12, 2026).
• The supplemental data converts historical periods to the new statement presentation but does not change the previously reported consolidated results (no restatement).
• Form 8-K signed by Cynthia B. Powell, Executive VP and Corporate Controller.

Why It Matters
Presentation and reclassification changes can affect how revenue, expenses and other line items appear on the Consolidated Statements of Income, which affects period-to-period comparisons and financial models. Because Truist provided conforming historical schedules (not restatements), investors and analysts should review Exhibit 99.1 to understand which line items moved or were reclassified so they can compare past quarterly or annual results consistently with the new format. This is a disclosure about reporting format and comparability, not a change to reported earnings or results.