SCHMIDT JOHN K 4

What Happened

• John K. Schmidt, a director of UMB Financial Corp (UMBF), was granted/acquired 786 shares on January 30, 2026. The reported acquisition price was $127.14 per share, for a total reported value of $99,932. The Form 4 classifies the transaction as an "A" (grant/award/other acquisition), i.e., an issuance or award rather than an open-market purchase.

Key Details

• Transaction date: 2026-01-30; Filing date: 2026-02-02 (timely filing).
• Shares acquired: 786 at $127.14 per share; total value ~$99,932.
• Transaction code: A (grant/award/other acquisition).
• Shares owned after transaction: Not specified in the filing.
• No footnotes in the provided data indicating a 10b5-1 plan, tax withholding, or cashless sale; filing does not detail vesting or restrictions.

Context

• This was an award/acquisition (not a sale), which is generally more informative than routine selling since it increases insider ownership. The filing does not state whether these shares are immediately vested, restricted, or subject to future vesting schedules, so check the full Form 4 for any footnotes or plan details if you need that information.