BEERY ROBIN C 4

What Happened
Robin C. Beery, a director of UMB Financial Corp (UMBF), was granted/acquired 786 shares on January 30, 2026. The reported per-share value is $127.14, for a total transaction value of approximately $99,932. This filing reports an award/grant (transaction code A), which is typically compensation-related rather than an open-market purchase.

Key Details

• Transaction date: 2026-01-30
• Transaction type/code: Award/Grant (A) — 786 shares acquired
• Price/value: $127.14 per share; total ≈ $99,932
• Shares owned following transaction: Not specified in the filing
• Filing date: 2026-02-02 — filed within SEC Form 4 deadlines (timely)
• No additional footnotes or a 10b5-1 plan referenced in the reported transaction

Context
Awards to directors are commonly part of regular compensation (restricted stock, RSUs, or similar) and do not necessarily signal a personal buy. Because the filing does not specify the award type or whether any shares are subject to restrictions or vesting, this is primarily a disclosure of compensation-related acquisition rather than a direct bullish trade by the insider.