Gallagher Kevin Charles 4

What Happened
Kevin Charles Gallagher, a director of UMB Financial Corp (UMBF), was granted 786 shares on January 30, 2026. The reported acquisition price is $127.14 per share, for a total value of $99,932. The transaction is coded as an award/other acquisition (A), meaning the shares were issued to him rather than bought on the open market.

Key Details

• Transaction date: 2026-01-30
• Filing date: 2026-02-02 (Form 4, accession 0000101382-26-000061) — appears timely (Form 4s are generally due within two business days)
• Price per share: $127.14; total value: $99,932
• Transaction code: A (award/other acquisition)
• Shares owned after transaction: Not specified in the provided filing excerpt
• Footnotes/plans: No 10b5-1 plan, tax-withholding, or other footnotes shown in the provided excerpt

Context
Awards to directors are typically part of compensation or retention programs (e.g., restricted stock or RSUs) and are different from open-market purchases. Such grants are routine and do not necessarily reflect an insider buying stock on the open market; they do, however, increase the insider's ownership in the company.