Gallagher Kevin Charles 4

What Happened
Kevin Charles Gallagher, a director of UMB Financial Corp (UMBF), sold 388 shares in an open-market transaction on February 3, 2026. The shares were sold at $129.30 per share for a total transaction value of $50,168. This was a sale (S) — routine insider sales do not necessarily signal a change in company outlook.

Key Details

• Transaction date: 2026-02-03
• Transaction type: Open-market sale (Code S)
• Shares sold: 388 at $129.30 per share
• Total value: $50,168
• Shares owned after transaction: Not specified in the provided filing excerpt
• Footnotes/plan: No 10b5-1 plan, tax-withholding, or other footnotes were disclosed in the provided data
• Filing timeliness: Report filed on 2026-02-03 for the same transaction date (no late filing indicated)

Context
Sales by directors are often routine (to diversify holdings, cover taxes, or for personal reasons) and should not be read alone as a definitive signal about company prospects. This transaction appears modest in size; retail investors may want to monitor ongoing insider activity or company fundamentals for broader signals.