Johnson Shannon Andresen 4

What Happened

• Johnson Shannon Andresen, Chief Administrative Officer of UMB Financial Corp (UMBF), received an award of 2,559 restricted stock units (RSUs) recorded on Feb 9, 2026 (transaction code A). The filing also shows 355 shares were disposed on Feb 7, 2026 to cover taxes at a price of $134.32 per share, totaling approximately $47,684 (transaction code F). The RSU award is reported at $0.00 per share because it is a grant/vesting, not a cash purchase.

Key Details

• Transaction dates and amounts:
  • Feb 7, 2026 — 355 shares withheld/disposed at $134.32 each to cover tax liability; proceeds ≈ $47,684 (code F).
  • Feb 9, 2026 — 2,559 RSUs acquired/vested (code A) at $0.00 reported value.
• Shares owned after the transaction: Not specified in the filing.
• Footnotes:
  • F1: The filing notes the 355-share withholding reflects dividends earned upon vesting of the underlying RSU.
  • F2: The restricted share units vest further on 33% Feb 9, 2027; 33% Feb 9, 2028; and 34% Feb 9, 2029.
• Filing timeliness: Form filed on Feb 10, 2026; the filing itself does not state a late filing exception.

Context

• This was an RSU vesting/award event, not an open-market purchase. The 355-share disposal is a common tax-withholding action when RSUs vest (shares are withheld or sold to satisfy withholding), and does not necessarily indicate a discretionary sale of additional shares by the insider.
• For retail investors, awards signal compensation alignment with shareholders but are routine; note the remaining RSUs have scheduled future vesting dates per the filing.