Rine James D 4

What Happened

• James D. Rine, President of UMB Financial Corp. (UMBF), was granted 5,523 restricted share units (RSUs) on 2026-02-09 (recorded as an acquisition at $0.00). Separately, 857 shares were disposed on 2026-02-07 to cover tax withholding, valued at $134.32 per share for a total of $115,112.
• The RSU grant is an award (not an open-market purchase) and the 857-share disposition appears to be routine withholding to satisfy tax obligations rather than a market sale for investment reasons.

Key Details

• Transaction dates and amounts:
  • 2026-02-07: 857 shares withheld/disposed at $134.32 per share — proceeds/value = $115,112 (tax withholding).
  • 2026-02-09: 5,523 RSUs granted/acquired at $0.00 (typical for RSU grants).
• Shares owned after the transaction: not disclosed in the Form 4 provided.
• Footnotes:
  • F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.
  • F2: The restricted share units vest 33% on Feb 9, 2027; 33% on Feb 9, 2028; and 34% on Feb 9, 2029.
• Filing: Form 4 filed 2026-02-10; no late-filing indication in the report.

Context

• RSUs are time-based awards; the 5,523 RSUs vest over the next three years per the schedule above. The 857-share disposition is a common tax-withholding action when RSUs vest and does not necessarily signal selling for investment reasons. This filing documents executive compensation activity rather than an open-market buy or strategic sale.