Mason Phillip James 4

What Happened
Mason Phillip James, President of Institutional Banking at UMB Financial Corp (UMBF), disposed of 201 shares on Feb 9, 2026 to satisfy a tax liability (transaction code F). The shares were valued at $134.29 each for total proceeds of about $26,992. This was a tax-withholding disposition tied to compensation (not an open-market sale intended as an investment decision).

Key Details

• Transaction date: 2026-02-09; Filing date (Form 4): 2026-02-11 (timely filing).
• Disposition: 201 shares at $134.29 per share; total proceeds ≈ $26,992.
• Transaction code: F — payment of exercise price or tax liability (shares withheld/disposed to cover taxes).
• Footnotes in the filing:
  • F1: Reflects dividends earned upon vesting of the underlying restricted stock unit.
  • F2: Reflects shares acquired via the UMB Financial 401(k) Plan.
  • F3: Reflects ESOP allocations/dispositions since the last ownership report.
• Shares owned after the transaction: not specified in the provided extract.

Context
Code F transactions typically mean shares were surrendered or sold to satisfy tax withholding on vested awards (e.g., RSUs) rather than a voluntary market sale. Such transactions are routine administrative actions and do not necessarily indicate the insider’s view of the company’s prospects.