Gallagher Kevin Charles 4

What Happened

Kevin Charles Gallagher, a director of UMB Financial Corp (UMBF), received an equity award of 116 shares on May 1, 2026. The award is reported at a fair value/price of $129.24 per share, totaling approximately $14,992. This transaction is coded as an award/grant (A) rather than an open-market purchase or sale, and typically reflects director compensation.

Key Details

• Transaction date: 2026-05-01; filing date: 2026-05-04 (Form 4 filed within required timing)
• Transaction type/code: Award/Grant (A)
• Shares received: 116 at $129.24 per share
• Reported value: ~$14,992
• Shares owned after transaction: Not disclosed in the provided filing excerpt
• Footnotes/plan details: None disclosed in the provided data (no 10b5-1, tax withholding, or cashless exercise notes)

Context

Equity awards to directors are common as part of compensation and don't necessarily signal the director buying or selling on personal conviction. Because this was an award (not an open-market purchase), it should be viewed as compensation-related rather than a direct bullish purchase. Filing appears timely (filed on the next business day after the weekend), so there is no late-filing flag in the provided record.