SCHMIDT JOHN K 4

What Happened
John K. Schmidt, a director of UMB Financial Corp (UMBF), received an award/acquisition of 116 shares on May 1, 2026. The shares are reported at a per-share value of $129.24, for a total value of $14,992. This transaction is coded as an award/grant (A) on the Form 4 rather than an open-market purchase.

Key Details

• Transaction date: 2026-05-01; Price reported: $129.24 per share; Total value: $14,992.
• Transaction type: Award/Grant (SEC code A) — typically equity compensation to directors.
• Shares owned after transaction: Not disclosed in the Form 4 filing.
• Filing date: 2026-05-04; filing was within the required reporting window (timely).
• No 10b5-1 plan, tax-withholding sale, or other footnotes are indicated on the filing.

Context
Director awards are a common form of compensation and represent company-issued equity rather than an open-market purchase. While acquisitions by insiders can be of interest to investors, awards are often part of routine compensation and do not necessarily reflect a personal investment decision or trading based on non-public information.