RYAN KATHLEEN A 4

What Happened

• Kathleen A. Ryan, EVP and Chief Wealth Management Officer of Washington Trust Bancorp (WASH), was granted/received 2,710 shares on 2026-01-22 (reported as an acquisition at $0.00). On 2026-01-23 she had 55 shares disposed/withheld to cover tax liability at $30.17 per share, totaling $1,659. The primary action is an equity award/vesting (A) followed by a tax-related disposition (F), not an open-market purchase or sale for investment.

Key Details

• Transaction dates and prices:
  • 2026-01-22: Award/acquisition of 2,710 shares at $0.00 (code A).
  • 2026-01-23: 55 shares disposed for tax/payment at $30.17 each = $1,659 (code F).
• Shares owned after transaction: The filing excerpt does not state a single total; a footnote notes 4,362 shares that were previously owned indirectly are now owned directly by Kathleen A. Ryan.
• Footnote: Balance reflects 4,362 shares previously held indirectly by Kathleen Ryan, Trustee of The Kathleen Ryan Declaration of Trust (dated March 7, 2008), which are now owned directly by Kathleen A. Ryan.
• Timeliness: The Form 4 was filed on 2026-01-26 for transactions on 2026-01-22–23, which is within the standard two business-day reporting window.

Context

• The A code indicates a grant or vesting (e.g., RSUs or restricted stock) rather than an open-market purchase; the subsequent F-code disposition is a routine tax withholding/surrender of shares to cover tax obligations. Such award-and-withhold patterns are common and do not necessarily signal the insider’s buy/sell sentiment.