LANDY R JOSEPH 4

What Happened
Landy R. Joseph, a director of Citizens Financial Services Inc. (ticker: CZFS), disposed of 40 shares as a gift on May 4, 2026. The transaction is coded as a Gift (G) on the Form 4; reported price per share is $0.00 and total proceeds $0.

Key Details

• Transaction date: 2026-05-04; Form 4 filed: 2026-05-05.
• Transaction type/code: Gift (G).
• Shares transferred/disposed: 40 shares.
• Reported price: $0.00; reported proceeds: $0.
• Shares owned after the transaction: not provided in the supplied filing details.
• Footnotes/plan: none reported in the provided transaction data.
• Timeliness: filing appears timely (reported the next day).

Context
Gifts are a form of disposal and do not necessarily indicate the insider's view of the company’s prospects; they are often used for estate planning or charitable donations. For retail investors, outright purchases typically carry more direct informational value than gifts or routine disposals.