Gephart LeeAnn 4

What Happened

• LeeAnn Gephart, Executive Vice President of Citizens Financial Services Inc. (CZFS), sold 15 shares in an open-market transaction on July 9, 2026. The shares were disposed at $71.52 each for a total proceeds of approximately $1,073. This was a sale (not a purchase or option exercise).

Key Details

• Transaction date and price: 2026-07-09, sale at $71.52 per share
• Shares sold and proceeds: 15 shares, ~$1,073 total
• Shares owned after transaction: not disclosed on the Form 4 filing
• Footnotes/plan: no 10b5-1 plan, tax withholding, or other footnotes disclosed in the filing
• Timeliness: Report lists the period of report as 2026-07-09 and was filed the same day (timely)

Context

• This is a small-dollar open-market sale by an executive; such small sales are often routine (e.g., portfolio rebalancing or personal needs). The filing provides no additional notes about a trading plan or special circumstances, so no further context about motivation is available.