LANDY R JOSEPH 4

What Happened

• Landy R. Joseph, a director of Citizens Financial Services Inc. (CZFS), reported a gift (transaction code G) of 20 shares on 2026-07-09. The shares were disposed as a gift at $0.00 per share, resulting in no sale proceeds recorded.

Key Details

• Transaction date: 2026-07-09
• Transaction type/code: Gift (G) — disposal of shares as a gift
• Shares transferred: 20
• Reported price/value: $0.00 per share; total reported value $0
• Filing date: 2026-07-09 (same day as transaction in this filing)
• Shares owned after transaction: Not specified in the provided filing excerpt — check the full Form 4 for post-transaction holdings
• No footnotes or special plans (e.g., 10b5-1, tax withholding) noted in the provided data

Context

• Gifts are recorded as disposals but do not reflect an open-market sale and generally should not be interpreted as a direct signal of the insider’s view on the company’s stock. For clarity on the insider’s remaining stake, review the complete Form 4 filing or company disclosures.