CITIZENS FINANCIAL (CZFS) Director Landy R. Joseph Gifts 20 Shares

What Happened
Landy R. Joseph, a director of CITIZENS FINANCIAL SERVICES INC (CZFS), reported gifting 20 shares on September 8, 2026. The shares were transferred as a gift (transaction code G) at a reported price of $0.00, so no proceeds were received (total value $0). This was a disposition by gift rather than a sale or purchase.

Key Details

• Transaction date: 2026-09-08 (reported on the same date)
• Transaction type/code: Gift (G) — 20 shares disposed, price $0.00, total proceeds $0
• Shares owned after transaction: Not specified in the provided filing
• Filing timeliness: Report filed 2026-09-08 for a 2026-09-08 transaction (timely)
• No 10b5-1 plan, tax-withholding, recipient, or other footnotes disclosed in the provided details

Context
Gifts are transfers of shares without consideration and do not necessarily reflect the insider’s view of the company’s prospects. They are often used for personal, estate-planning, or family-transfer reasons. Because no cash changed hands, this transaction should not be interpreted as a market buy or sell signal.