Citizens Financial (CZFS) Director Landy R. Joseph Gifts 40 Shares

What Happened Landy R. Joseph, a director of Citizens Financial Services Inc. (CZFS), reported a disposition by gift of 40 shares on 2026-09-22. The filing shows the shares were transferred as a gift (transaction code G) at $0.00 per share, resulting in $0 in proceeds reported.

Key Details

• Transaction date: 2026-09-22
• Transaction type/code: Gift (G) — disposition of 40 shares
• Price reported: $0.00 per share; Amount realized: $0
• Shares owned after transaction: Not specified in this filing
• Filing timeliness: Reported on 2026-09-22 (no late filing noted)
• Footnotes/plan info: None disclosed

Context Gifts are reported as dispositions but do not necessarily reflect the insider’s view of the company’s prospects; they are often for personal, estate-planning, or charitable reasons. For retail investors, purchases are generally more informative than gifts or routine disposals.