LaMonica Susan 4

What Happened

• Susan LaMonica, Chief Human Resources Officer of Citizens Financial Group (CFG), received a grant of 12,149 shares as an award on March 1, 2026 (recorded at $0.00). On the same date, 13,071 shares were disposed (sold) to satisfy tax withholding obligations at $60.19 per share, totaling $786,743.
• This combination of an award grant plus a tax-withholding sale is a routine compensation-related transaction rather than an independent market-directional purchase or sale.

Key Details

• Transaction dates: March 1, 2026 (grant and tax withholding sale); Form 4 filed March 3, 2026 (timely).
• Award: 12,149 shares granted (code A) at $0.00.
• Disposal: 13,071 shares withheld/sold for taxes (code F) at $60.19 per share = $786,743.
• Shares owned after the transactions: not reported in the provided excerpt.
• Footnote: Grant made under the Amended and Restated Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (footnote F1).
• Filing timeliness: filing appears timely (filed two days after the March 1 transactions).

Context

• The sale was for tax withholding (code F), a common administrative step when equity awards vest; it does not necessarily indicate a discretionary sell decision by the insider.
• For retail investors, purchases are often more informative about insider sentiment; awards with tax withholding are generally routine compensation actions.