KELLY EDWARD J III 4

What Happened

• Edward J. Kelly III, a director of Citizens Financial Group (CFG), was credited with 295.988 restricted stock units (RSUs) on 2026-05-14. The Form 4 reports the acquisition at $0.00 per share (code A — award/grant). No cash purchase or sale occurred; this reflects compensation credited to the director.

Key Details

• Transaction date: 2026-05-14; Filing date: 2026-05-15 (timely filing).
• Transaction type/code: Award/Grant (A).
• Shares credited: 295.988 RSUs; acquisition price reported as $0.00.
• Shares owned after transaction: Not specified on the provided summary of the Form 4.
• Footnote: RSUs were credited following the issuer’s dividend payment pursuant to the Amended & Restated Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan (per footnote F1).

Context

• This is a routine director compensation credit (RSUs from a non-employee directors plan) rather than an open-market purchase or sale. Such awards are common for non-employee directors and typically reflect standard compensation practices rather than a direct trading signal.