Kowalczyk Andrew S III 5
5 · NBT BANCORP INC · Filed Feb 13, 2026
Insider Transaction Report
Form 5
NBT BANCORP INCNBTB
Kowalczyk Andrew S III
Director
Transactions
- Other
NBT Bancorp Inc. Common Stock
[F1]2025-12-31+116.708→ 12,591.843 total - Other
Phantom Stock
[F2][F3]2025-12-31+205.276→ 6,598.494 total→ NBT Bancorp Inc. Common Stock (205.276 underlying)
Footnotes (3)
- [F1]Shares were purchased through a Dividend Reinvestment Plan from 1/1/2025 to 12/31/2025.
- [F2]Each share of phantom stock is deemed invested in one share of NBT Bancorp Inc. common stock pursuant to the terms of the Deferred Compensation Plan.
- [F3]Shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2025 to 12/31/2025 through a NBT Bancorp Inc. deferred compensation plan.
Signature
By: Annette L. Burns, Power of Attorney For: Andrew S. Kowalczyk III|2026-02-13