Santander Holdings USA, Inc. 8-K

What Happened Santander Holdings USA, Inc. filed a Form 8-K on March 6, 2026, furnishing presentation slides that will be used in one or more public presentations. The presentation materials are attached as Exhibit 99.1 and are provided under Item 7.01 (Regulation FD disclosure). The company notes the slides are summary information meant to be read with its SEC filings and public announcements, and it may update them from time to time.

Key Details

• Exhibit 99.1: Presentation materials dated March 6, 2026, furnished with the 8-K.
• The materials are furnished under Item 7.01 (Regulation FD) and are incorporated solely for Items 2.02 and 7.01.
• The company states the furnished information is not “filed” for purposes of Section 18 of the Securities Exchange Act and is not incorporated by reference into Securities Act filings.
• Report signed by Gerard A. Chamberlain, Senior Deputy General Counsel and Executive Vice President.

Why It Matters Furnishing slides under Regulation FD means Santander is providing the same information to the public and investors to avoid selective disclosure. Investors should review the attached slides for any summary financial or strategic information, but rely on the company’s formal SEC filings for definitive, legally filed disclosures. The filing’s legal notes mean the slides are provided for transparency but are not subject to the same filing liabilities or incorporation rules as formal SEC-filed documents.