EDWARDS ROBERT A. 4

What Happened
Robert A. Edwards, EVP & Chief Risk Officer of United Community Banks (UCB), reported three gift dispositions totaling 3,000 shares of UCB common stock: one gift of 1,000 shares on Jan 29, 2026, and two gifts of 1,000 shares each on Jan 30, 2026. Each transaction is coded as a gift (G) and was reported with a $0.00 price per share (no cash consideration received).

Key Details

• Transaction dates and amounts: 1,000 shares on 2026-01-29; 1,000 shares on 2026-01-30; 1,000 shares on 2026-01-30. All priced at $0.00 (gift).
• Total shares transferred: 3,000 shares; reported value: $0.
• Shares owned after the transactions: not specified in the provided filing details.
• Filing notes: transactions coded as G = Gift. No 10b5-1 plan, tax-withholding, or other footnotes are indicated in the provided data.
• Timeliness: no late-filing flag provided in the information supplied.

Context
Gifts are disposals for reporting purposes but do not necessarily indicate the insider’s view of the company’s prospects; they commonly reflect estate, family, or tax planning. For retail investors, purchases and open-market buys are generally more informative about insider sentiment than gifts or routine transfers.