UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)	July 18, 2005


MBNA Corporation
(Exact name of registrant as specified in its charter)

Maryland	1-10683	52-1713008
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

Wilmington, Delaware		19884-0131
(Address of principal executive offices)		(Zip Code)

Registrant's telephone number, including area code

(800) 362-6255

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[ ]	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[ ]	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[ ]	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02. Results of Operations and Financial Condition.

On July 18, 2005, MBNA Corporation announced its results of operations for the three and six months ended June 30, 2005. A copy of the related press release and the MBNA Corporation Financial Highlights for the three and six months ended June 30, 2005 is being included as Exhibit 99 to this Form 8-K and is incorporated herein by reference in its entirety.

The information under this Item 2.02, including Exhibit 99, shall be deemed to be “filed” for purposes of the Securities Exchange Act of 1934, as amended.

Item 9.01. Financial Statements and Exhibits.

Exhibits

Exhibit 99: Press Release, dated July 18, 2005, issued by MBNA Corporation, and MBNA Corporation Financial Highlights for the three and six months ended June 30, 2005.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			MBNA Corporation

Date: July 18, 2005	By:	/s/	Kenneth A. Vecchione
			Kenneth A. Vecchione
			Chief Financial Officer

MBNA CORP 8-K