8-K 1 d295830.txt AMERIQUEST MORTGAGE SECURITIES INC. ================================================================================ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 22, 2004 AMERIQUEST MORTGAGE SECURITIES INC. (as depositor under the Pooling and Servicing Agreement, dated as of December 1, 2004, providing for the issuance of Asset-Backed Pass-Through Certificates, Series 2004-R12) Ameriquest Mortgage Securities Inc. (Exact name of registrant as specified in its charter) -------------------------------------------------------------------------------- Delaware 333- 118137 33-0885129 ---------------------------- -------------- ---------------------- (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification Number) 1100 Town & Country Road, Suite 1100 Orange, California 92868 ------------------ ----- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code: (714) 564-0660 ================================================================================ Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act (17 CFR 240.14a-12(b)) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) SECTION 2 - FINANCIAL INFORMATION ITEM 2.01 - COMPLETION OF ACQUISITION OR DISPOSITION OF ASSETS On December 1, 2004, a single series of certificates, entitled Ameriquest Mortagage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R12 (the "Certificates"), was issued pursuant to a pooling and servicing agreement, dated as of December 1, 2004 (the "Agreement"), among Ameriquest Mortgage Securities Inc. as depositor (the "Depositor"), Ameriquest Mortgage Company as master servicer (the "Master Servicer") and Deutsche Bank National Trust Company as trustee (the "Trustee"). Upon the closing of the issuance of the Certificates, (i) Ameriquest Mortgage Securities, Inc. purchased from Ameriquest Mortgage Company certain Initial Mortgage Loans with an aggregate principal balance equal to $1,999,999,760.65 and transferred such mortgage loans to the Trustee, and (ii) the Trustee deposited funds in the Pre-Funding Accounts, which were established pursuant to the Agreement, in an amount equal to $299,999,802. On December 22, 2004, following the closing of the initial issuance of the Certificates, the Trustee purchased from the Depositor certain Subsequent Mortgage Loans, as defined in the Agreement, with an aggregate principal balance equal to $300,000,434.74 with funds on deposit in the pre-funding accounts (the "Pre-Funding Accounts") established pursuant to the Agreement at a purchase price equal to the principal balance thereof, which Subsequent Mortgage Loans were conveyed to the Trustee pursuant to a Subsequent Transfer Instrument, dated December 22, 2004, between the Depositor and the Trustee (the "Instrument"). Attached to the Instrument is the Mortgage Loan Schedule listing the Subsequent Mortgage Loans that are the subject of such Instrument. Capitalized terms not otherwise defined herein shall have the meanings assigned to such terms in the Agreement. SECTION 8 - OTHER EVENTS ITEM 8.01 OTHER EVENTS. Description of the Certificates and the Mortgage Pool The Certificates designated as the Series 2004-R12 Certificates represent in the aggregate the entire beneficial ownership interest in a trust fund (the "Trust Fund") consisting primarily of a pool (the "Mortgage Pool") of conventional, one- to four-family, first lien adjustable-rate and fixed-rate mortgage loans having original terms to maturity up to 30 years (the "Mortgage Loans"). As of the Subsequent Transfer Date, the Trust Fund primarily consisted of (i) the Mortgage Pool, which consisted of Mortgage Loans having an aggregate principal balance of $1,500,000,195.39 and (ii) the Pre-Funding Accounts, which contained $0. The tables attached as an exhibit hereto describe certain characteristics of the Mortgage Pool as of December 1, 2004. Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits. 1. Not applicable 2. Not applicable 3. Exhibits EXHIBIT NO. ITEM 601(A) OF DESCRIPTION REGULATION S K EXHIBIT NO 1 99 Subsequent Transfer Instrument, dated as of December 22, 2004, between Ameriquest Mortgage Securities Inc., as seller and Deutsche Bank National Trust Company, as trustee. 2 99 Characteristics of the Mortgage Pool as of December 1, 2004, relating to Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2004-R12. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December [__], 2004 AMERIQUEST MORTGAGE SECURITIES INC. By: /s/ John P. Grazer ------------------------------- Name: John P. Grazer Title: CFO Index to Exhibits

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