CREDIT ACCEPTANCE CORP·4

Feb 3, 4:10 PM ET

KERBER ERIN J 4

4 · CREDIT ACCEPTANCE CORP · Filed Feb 3, 2026

Research Summary

AI-generated summary of this filing

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CACC Chief Legal Officer Erin Kerber: 542 Shares Withheld for Taxes

What Happened Erin J. Kerber, Chief Legal Officer of Credit Acceptance Corporation (CACC), had 542.3 shares of CACC common stock withheld to satisfy tax withholding obligations upon the vesting/settlement of restricted stock units. The shares were valued at $498.24 each, for a total of approximately $270,196. This was a tax-withholding disposition tied to an award — a routine administrative transaction, not an open-market sale or purchase.

Key Details

  • Transaction date: January 31, 2026
  • Price per share: $498.24; Shares withheld/disposed: 542.3; Total value: ~$270,196
  • Transaction code: F (shares withheld to satisfy tax withholding on vesting/settlement of RSUs)
  • Filing date: February 3, 2026 (Form 4 accession 0000885550-26-000022)
  • Shares owned after the transaction: not specified in the provided excerpt
  • Related footnotes: F1 — shares withheld to satisfy tax withholding on RSU vest/settlement; F2 — reference to shares held in company 401(k) plan as of Jan 29, 2026

Context This was a tax-withholding event tied to the settlement of restricted stock units (RSUs). Such withholdings are common and administrative in nature and do not necessarily signal insider confidence or concern. It is not an open-market sale or purchase by the insider.

Insider Transaction Report

Form 4
Period: 2026-01-31
KERBER ERIN J
Chief Legal Officer
Transactions
  • Tax Payment

    Common Stock

    [F1]
    2026-01-31$498.24/sh542.3$270,19625,710.7 total
Holdings
  • Common Stock

    [F2]
    (indirect: By Trust)
    236
  • Employee Stock Option (right to buy)

    Exercise: $454.11From: 2025-06-28Exp: 2027-06-28Common Stock (15,500 underlying)
    15,500
  • Employee Stock Option (right to buy)

    Exercise: $333.94From: 2024-12-30Exp: 2026-12-30Common Stock (14,625 underlying)
    14,625
Footnotes (2)
  • [F1]Shares withheld to satisfy tax withholding obligations in conjunction with the vesting and settlement of restricted stock units to shares of common stock.
  • [F2]Held in the Credit Acceptance Stock Fund of the Credit Acceptance Corporation 401(k) Profit Sharing Plan and Trust as of January 29, 2026, according to the Plan trustee.
Signature
/s/ Erin J. Kerber|2026-02-03

Documents

1 file
  • 4
    wk-form4_1770153024.xmlPrimary

    FORM 4