Elliott Nicholas J 4

What Happened

• Elliott Nicholas J, Chief Transformation Officer of Credit Acceptance Corp (CACC), had 629.6 shares withheld to satisfy tax withholding related to the vesting and settlement of restricted stock units (RSUs). The withholding was recorded at $498.24 per share, totaling approximately $313,692.
• This was a tax-withholding/settlement transaction (code F), not an open‑market sale or purchase.

Key Details

• Transaction date: 2026-01-31; Filing date: 2026-02-03 (filing appears timely).
• Shares and price: 629.6 shares withheld at $498.24 per share; total value ≈ $313,692.
• Transaction code: F — shares withheld to satisfy tax withholding on RSU vesting (see footnote F1).
• Footnote F2 notes holdings in the company 401(k) Stock Fund as of Jan 29, 2026, per the Plan trustee.
• Post-transaction total holdings are not provided in the excerpt.

Context

• This was a routine tax-withholding event tied to RSU vesting: the company withheld shares to cover the officer’s tax liability rather than the officer selling shares on the open market. Such withholding transactions are common and do not necessarily signal a view on the company’s shares.