UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

~~OF THE~~ SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): June 311, 2026

Universal Insurance Holdings, Inc.

(Exact name of registrant as specified in its charter)

(Exact name of registrant as specified in its charter)

Delaware

001-33251

65-0231984

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(IRS Employer

Identification No.)

Delaware		001-33251		65-0231984
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

1110 W. Commercial Blvd., Fort Lauderdale, Florida 33309

(Address of ~~Principal~~principal ~~Executive~~executive ~~Offices~~offices) (Zip Code)

Registrant’s telephone number, including area code: (954) 958-1200

~~Check~~(Former ~~the~~name ~~appropriate~~or ~~box~~former ~~below~~address, if ~~the~~changed ~~Form~~since ~~8-K~~last ~~filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:~~report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 Par Value	UVE	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 ~~of this chapter~~) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 ~~of this chapter~~).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 85.0107 ~~Other~~Submission ~~Events~~of Matters to a Vote of Security Holders

OnThe ~~June 3, 2026, Universal Insurance Holdings, Inc. (the “~~Company”)'s ~~entered~~shareholders ~~into~~voted aon ~~First Supplemental Indenture (~~the ~~“First~~following ~~Supplemental~~proposals ~~Indenture”)~~at ~~with UMB Bank National Association, as trustee (~~the ~~“Trustee”),~~Company's ~~amending~~annual ~~the~~shareholder ~~Indenture,~~meeting ~~dated~~on asJune ~~of November 23~~11, ~~2021 (the “Base Indenture” and, as amended by the First Supplemental Indenture, the “Indenture”), between the Company and the Trustee, pursuant to which the Company’s 5~~2026.~~625%~~ ~~Senior~~The ~~Unsecured~~final ~~Notes~~voting ~~due~~results ~~2026~~are ~~(the~~provided ~~“Notes”) were issued~~below.

~~The~~Proposal ~~First~~No. ~~Supplemental~~1: ~~Indenture~~Election ~~was entered into following the receipt~~ of ~~the consent of holders of a majority in aggregate principal amount of the outstanding Notes~~Directors. The ~~First~~following ~~Supplemental~~individuals ~~Indenture~~were ~~amends~~elected ~~the Base Indenture~~ to, ~~among other things, (i) shorten~~ the ~~minimum~~Company's ~~notice~~Board ~~period for redemption~~ of ~~the~~Directors ~~Notes~~by ~~from not less than thirty (30) days to not less than five (5) days prior to~~ the ~~applicable~~holders ~~redemption~~of ~~date and (ii) permit~~ the Company's tocommon ~~issue~~stock ~~conditional~~and ~~notices~~Series ofA ~~redemption~~Preferred Stock, ~~conditioning~~voting atogether ~~redemption~~as on one or more conditions being satisfied, and allowing the Company to delay the redemption date or withdraw the notice if those conditions are not met (or are waived). These amendments are intended to provide the Company with greater operational flexibility in connection with a redemption of the Notes. class:

The foregoing description of the First Supplemental Indenture does not purport to be complete and is qualified in its entirety by reference to the full text of the First Supplemental Indenture, a copy of which is filed as Exhibit 4.1 to this Current Report on Form 8-K and is incorporated herein by reference.


Name	For	Against	Abstain	Broker Non-Votes
Carol G. Barton	19,668,508	308,022	39,151	2,990,458
Shannon A. Brown	19,735,158	236,972	43,551	2,990,458
Scott P. Callahan	18,120,995	1,865,710	28,976	2,990,458
Kimberly D. Campos	19,536,258	450,011	29,412	2,990,458
Stephen J. Donaghy	19,685,784	301,660	28,237	2,990,458
Sean P. Downes	19,402,764	585,537	27,380	2,990,458
Marlene M. Gordon	19,654,615	320,987	40,079	2,990,458
Francis X. McCahill	19,711,593	273,554	30,534	2,990,458
Richard D. Peterson	19,477,301	506,623	31,757	2,990,458
Michael A. Pietrangelo	19,518,717	465,017	31,947	2,990,458
Ozzie A. Schindler	19,575,390	410,428	29,863	2,990,458
Jon W. Springer	19,660,779	325,988	28,914	2,990,458

~~Item~~Proposal 9No.01 ~~Financial~~2: ~~Statements~~The ~~and~~shareholders ~~Exhibits~~approved, on an advisory basis, the compensation of the Company's named executive officers.

(d) Exhibits:


For:			19,555,685
Against:			389,598
Abstain:			70,398
Broker Non-Votes:			2,990,458

Exhibit Number		Description
4.1		First Supplemental Indenture, dated as of June 3, 2026, between Universal Insurance Holdings, Inc. and UMB Bank National Association, as trustee.
104		The cover page from this Current Report on Form 8-K formatted in Inline XBRL (included as Exhibit 101).

Proposal No. 3: The shareholders ratified the appointment of Plante & Moran, PLLC as the Company's independent registered public accounting firm for the fiscal year ending December 31, 2026.


For:			22,475,588
Against:			339,545
Abstain:			191,006
Broker Non-Votes:			—

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: June 5, 2026

UNIVERSAL INSURANCE HOLDINGS, INC.

Date: June 15, 2026

UNIVERSAL INSURANCE HOLDINGS, INC.

~~By:~~

~~/s/ Frank C. Wilcox~~

By:

/s/ Frank C. Wilcox

~~Name:~~

~~Frank C. Wilcox~~

Name:

Frank C. Wilcox

~~Title:~~

~~Chief Financial Officer~~

Title:

Chief Financial Officer

Filing Compare · UNIVERSAL INSURANCE HOLDINGS, INC.