PHILADELPHIA CONSOLIDATED HOLDING CORP 10-Q

FORM 10-Q QUARTERLY PERIOD ENDED SEPTEMBER 30, 2004

GAP QUOTA SHARE REINSURANCE CONTRACT

CASUALTY EXCESS OF LOSS REINSURANCE CONTRACT

CASUALTY (CLASS) EXCESS OF LOSS

CASUALTY SEMI-AUTOMATIC FACULTATIVE EXCESS OF LOSS

CASUALTY AUTOMATIC FACULTATIVE CERTIFICATE

FL HURRICANE FUND CONTRACT (LIBERTY AMERICAN)

FL HURRICANE FUND CONTRACT (MOBILE USA)

EXCESS CATASTROPHE REINSURANCE CONTRACT

FL ONLY EXCESS CATASTROPHE REINSURANCE CONTRACT

$50 MIL EXCESS OF $90 MIL FL ONLY EXCESS CONTRACT

UNDERLYING EXCESS CATASTROPHE COVERAGE

REINSTATEMENT PREMIUM PROTECTION CONTRACT

UNDERLYING EXCESS CATASTROPHE AND REINSTATEMENT CONTRACT

$50 MIL EXCESS OF $140 MIL FL ONLY EXCESS CONTRACT

65% FL ONLY THIRD AND FOURTH EVENT CONTRACT

35% FL ONLY THIRD AND FOURTH EVENT CONTRACT

THIRD CATASTROPHE CONTRACT PLACEMENT SLIP

THIRD CATASTROPHE CONTRACT

$50 MIL EXCESS OF $140 MIL PLACEMENT SLIP

$5 MIL EXCESS OF $190 MIL PLACEMENT SLIP

$45.0 MIL EXCESS OF $195 MIL PLACEMENT SLIP

$6.5 MIL EXCESS OF 3.5 MIL FIFTH EVENT PLACEMENT SLIP

CEO CERTIFICATION PURSUANT TO SECTION 302

CFO CERTIFICATION PURSUANT TO SECTION 302

CEO CERTIFICATION PURSUANT TO SECTION 906

CFO CERTIFICATION PURSUANT TO SECTION 906