10-K 1 efc3-0279_5287575fm10k.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _____ FORM 10-K (Mark One) [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended Commission file number December 31, 1999 333-14253 ----------------- --------- MLCC Mortgage Investors, Inc. ----------------------------- (Exact name of Registrant as specified in its charter) (re: Mortgage Loan Asset Backed Pass-Through Certificates, Series 1999-A, Class A) Delaware 59-3247986 -------- ---------- (State or other jurisdiction (IRS employer of incorporation or organization) identification no.) 4802 Deer Lake Drive East Jacksonville, Florida 32246-6784 --------------------- ---------- (Address of principal (Zip code) executive offices) Registrant's telephone number, including area code: (904) 218-6000 -------------- Securities registered pursuant to Section 12(b) of the Act: None ---- Securities registered pursuant to Section 12(g) of the Act: None ---- Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports)*, and (2) has been subject to such filing requirements for the past 90 days. Yes No X --- --- Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. ( ) Not applicable. -------------- Aggregate market value of the voting stock held by non-affiliates of the Registrant: None ---- Number of shares of common stock of the Registrant outstanding as of December 31, 1999: Not applicable -------------- ------------------------ * The period covered by this report is December, 1999. 2 DOCUMENTS INCORPORATED BY REFERENCE Documents in Part IV incorporated herein by reference are as follows: None 3 PART I ITEM 1. BUSINESS Not applicable. ITEM 2. PROPERTIES Not applicable. ITEM 3. LEGAL PROCEEDINGS There are no material pending legal proceedings with respect to Merrill Lynch Credit Corporation (the "Master Servicer") or the Registrant, or to the best of our knowledge, the Trust Fund or Deutsche Bank National Trust Company, as successor to Bankers Trust Company of California, N.A., (the "Trustee"), with respect to the Trust Fund, other than ordinary routine litigation, if any, incidental to the duties of the Trust Fund or of the Trustee, the Master Servicer or the Registrant under the Pooling and Servicing Agreement relating to the Certificates. ITEM 4. SUBMISSION OF MATTERS TO A VOTE OF SECURITY HOLDERS None. 4 PART II ITEM 5. MARKET FOR REGISTRANT'S COMMON EQUITY AND RELATED STOCKHOLDER MATTERS (a) There is no established public trading market for the Certificates. (b) At December 31, 1999, the number of holders of record of the Certificates were as follows: Number of Record Holders ---------------- MLCC Mortgage Investors, Inc., Mortgage Loan Asset Backed Pass- Through Certificates, Series 1999-A, Class A 17 (c) Not applicable. ITEM 6. SELECTED FINANCIAL DATA Not applicable. ITEM 7. MANAGEMENT'S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS Not applicable. ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA Not applicable. ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE None. 5 PART III ITEM 10. DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT Not applicable. ITEM 11. EXECUTIVE COMPENSATION Not applicable. ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT (a) Not applicable. (b) Not applicable. (c) Not applicable. ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS (a) Not applicable. 6 PART IV ITEM 14. EXHIBITS, FINANCIAL STATEMENT SCHEDULES, AND REPORTS ON FORM 8-K (a) (1) Not applicable. (2) Not applicable. (3) The required exhibits are as follows: Pooling and Servicing Agreement (Filed on January 11, 2000 as part of the Registrant's current report on Form 8-K). Independent Accountants' Report on Management's Assertion About Compliance with Uniform Single Attestation Program Requirements for the year ended December 31, 1999. AMBAC Indemnity Corporation and Subsidiaries' audited consolidated financial statements as of December 31, 1999 and December 31, 1998, and for each of the years in the three-year period ended December 31, 1999, prepared in accordance with generally accepted accounting principles, included in the Annual Report on Form 10-K of Ambac Financial Group, Inc. (which was filed with the Securities and Exchange Commission (the 'Commission') on March 30, 2000; Commission File No. 1-10777), are hereby incorporated by reference into this report on Form 10-K and shall be deemed to be a part hereof. (b) The following reports on Form 8-K were filed during the last quarter of the period covered by this report: None (c) Exhibits required to be filed by the Registrant pursuant to Item 601 of Regulation S-K are listed in the Exhibit Index immediately following the signature page hereof. (d) Not applicable. SUPPLEMENTAL INFORMATION TO BE FURNISHED WITH REPORTS FILED PURSUANT TO SECTION 15(d) OF THE ACT BY REGISTRANTS WHICH HAVE NOT REGISTERED SECURITIES PURSUANT TO SECTION 12 OF THE ACT No annual report, proxy statement, form of proxy or other soliciting material has been sent to Certificateholders. 7 SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized on February 13, 2003. MLCC MORTGAGE INVESTORS, INC., as Registrant and on behalf of the Trust Fund By: /s/ Kevin O'Hanlon --------------------------------------- Kevin O'Hanlon Chairman, President and Director 8 Pursuant to the requirements of the Securities Act of 1934, this report has been signed below by the following persons on behalf of the Registrant in the capacities on the dates indicated.

9 Certificate Issued Purusant to Section 302 of the Sarbanes-Oxley Act of 2002 I, Kevin O'Hanlon, certify that: I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution or servicing reports filed in respect of periods included in the year covered by this annual report (of which there were none required to be filed), of MLCC Mortgage Investors, Inc. in respect Mortgage Loan Asset Backed Pass-Through Certificates Trust 1999-A; Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report; Based on my knowledge, the servicing information required to be provided to the trustee by the servicer under the pooling and servicing agreement is included in these reports; I am responsible for reviewing the activities performed by the servicer under the pooling and servicing agreement and based upon the review required under the pooling and servicing agreement, and except as disclosed in the report, the servicer has fulfilled its obligations under the pooling and servicing agreement; and I have disclosed to the registrant's certified public accountants all significant deficiencies relating to the servicer's compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the pooling and servicing agreement. Date: February 13, 2003 /s/ Kevin O'Hanlon --------------------------------------- Name: Kevin O'Hanlon Title: Chairman, President and Director 10

--------------------------- * Incorporated by reference to filings described under Item 14(a)(3). 11

MLCC MORT INVEST INC MORT LN ASST BK PAS THRU CERT SE 1999 A 10-K