OPPITZ RICHARD J 4

4 · PROVIDENT BANKSHARES CORP · Filed May 24, 2004

Form 4

Period: 2004-02-18

Executive Vice President

Transactions

Award
Non-Qualified Stock Options (right-to-buy)
2004-02-18+10,000→ 10,000 total
Exercise: $32.22From: 2005-02-18Exp: 2014-02-18→ Common Stock (10,000 underlying)

Holdings

Common Stock
(indirect: By 401(k))
8,958.814
Non-Qualified Stock Option (right to buy)
Exercise: $18.19From: 2003-09-21Exp: 2009-10-20→ Common Stock (27,563 underlying)
27,563
Non-Qualified Stock Option (right to buy)
Exercise: $23.51From: 2004-02-19Exp: 2013-02-19→ Common Stock (10,000 underlying)
10,000
Non-Qualified Stock Option (right to buy)
Exercise: $24.68From: 2003-01-16Exp: 2012-01-16→ Common Stock (15,000 underlying)
15,000
Non-Qualified Stock Option (right to buy)
Exercise: $18.51From: 2000-12-20Exp: 2010-12-20→ Common Stock (21,000 underlying)
21,000
Common Stock
1,301
Non-Qualified Stock Option (right to buy)
Exercise: $27.76From: 1998-02-13Exp: 2008-02-13→ Common Stock (12,155 underlying)
12,155

Footnotes (6)

[F1]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest in three equal annual installments commencing on February 18, 2005.
[F2]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan are fully vested and exercisable as of February 13, 1998.
[F3]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan are fully vested and exercisable as of September 21, 2003.
[F4]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan are fully vested and exercisable as of December 20, 2003.
[F5]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest in three equal annual installments commencing on January 16, 2003.
[F6]Non-Qualified Stock Options granted pursuant to the Provident Bankshares Corporation Amended and Restated Stock Option Plan vest in three equal annual installments commencing on February 19, 2004.

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