~~UNITED STATESSECURITIES~~ SECURITIES AND EXCHANGE ~~COMMISSIONWASHINGTON, D.C. 20549~~COMMISSION

~~FORM~~Washington, D.C. ~~8-K~~20549

~~CURRENT REPORT~~FORM 8-K

~~PURSUANT TO SECTION 13~~CURRENT ~~OR 15(D) OFTHE SECURITIES EXCHANGE ACT OF 1934~~ REPORT

~~Date~~Pursuant of to ~~Report~~Section ~~(Date~~13 ofor ~~earliest event reported~~15(d): ~~October 13, 2005~~ of

~~UNITED~~the Securities ~~FINANCIAL~~Exchange ~~BANCORP,~~Act ~~INC. (Exact Name~~ of ~~Registrant as Specified in its Charter)~~1934

~~Federal~~Date of Report (~~State~~Date ~~or Other Jurisdiction~~ of ~~Incorporation)~~earliest ~~000-51369~~event ~~(Commission File No.~~reported): March 16, ~~83-0395247 (I.R.S. Employer Identification No.)~~2006

95United Financial ~~Elm Street~~Bancorp, ~~West~~Inc. ~~Springfield, Massachusetts (Address of Principal Executive Offices) 01089 (Zip Code)~~

~~Registrant's~~(Exact name ~~telephone~~of ~~number, including~~registrant ~~area~~as ~~code:~~specified ~~(413)~~in ~~787-1700~~ its charter)

Not Applicable (Former name or former address, if changed since last report)

Federal	000-51369		83-0395247
(State or Other Jurisdiction	(Commission File No.)		(I.R.S. Employer
of Incorporation)			Identification No.)

95 Elm Street, West Springfield, Massachusetts		01089
(Address of Principal Executive Offices)		(Zip Code)

~~Check the appropriate box below if~~Registrant’s ~~the~~ telephone ~~Form~~number, ~~8-K~~including ~~filing~~area ~~is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions~~ code: (~~see General Instruction A.2. below~~413): 787-1700

~~¨ Written communications~~Not ~~pursuant to Rule 425 under the Securities Act (17 CFR 230.425)~~ Applicable

~~¨ Soliciting material pursuant~~(Former to name ~~Rule~~or ~~14a-12~~former ~~under~~address, ~~the~~if ~~Exchange~~changed ~~Act~~since ~~(17~~last ~~CFR 240.14a-12~~report)

~~¨ Pre-commencement~~Check ~~communications~~ the appropriate ~~pursuant~~box tobelow ~~Rule~~if ~~14d~~the Form 8-~~2(b)~~K ~~under~~is intended to simultaneously satisfy the filing ~~Exchange~~obligation ~~Act~~of ~~(17~~the ~~CFR 240.14d-2(b))~~registrant under any of the following provisions:

~~¨ Pre-commencement~~o Written communications pursuant to Rule ~~13e-4(c)~~425 under the ~~Exchange~~Securities Act (17 CFR ~~240~~ 230.~~13e-4(c~~425))

~~Item~~o Soliciting ~~8.01~~material ~~Other~~pursuant ~~Events~~to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

Ono ~~October~~ Pre-commencement ~~13,~~communications ~~2005~~pursuant ~~United Financial Bancorp, Inc. issued a press release announcing it has been added~~ to ~~the~~Rule ~~Russell~~14d-2(b) ~~3000~~under ~~Index. A copy of~~ the ~~press release is included as Exhibit~~Exchange ~~99.1~~ Act (17 toCFR ~~this report~~240. 14d-2(b))

~~The~~o ~~information~~ Pre-commencement incommunications ~~the~~pursuant ~~preceding~~to ~~paragraph,~~Rule as13e-4(c) ~~well~~under ~~as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of~~ the ~~Securities~~ Exchange Act of (17 ~~1934,~~CFR ~~nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933~~240. 13e-4(c))

Item 9 5.~~01.~~03 Amendments to ~~Financial~~Articles ~~Statements~~of ~~and~~Incorporation ~~Exhibits~~or Bylaws; Change in Fiscal Year.

~~(a)~~ The ~~Not~~ Company’s ~~Applicable~~Board of Directors approved an amendment to Article II, Section 2 of the Company’s bylaws to state that the annual meeting of stockholders shall be held within 210 days after the end of the Company’s fiscal year. This amendment will be effective as of the date of approval by the Office of Thrift Supervision. The Amended and Restated Bylaws, following the proposed amendment, are included herein as Exhibit 3II.

~~(b)~~ Item ~~Not Applicable~~ 8. 01 Other Events

~~(c)~~ The ~~Exhibits.~~ Company’s Board of Directors voted to hold the annual meeting of the Company on Thursday, July 20, 2006 and designated Monday, May 22, 2006 as its record date.

~~Exhibit No~~Item 9.01 Financial Statements ~~99.1~~and ~~Description Press release dated October 13, 2005~~Exhibits.

~~SIGNATURES~~Exhibit 3II. Amended and Restated Bylaws of United Financial Bancorp, Inc.

~~Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.~~ SIGNATURES

~~DATE:~~Pursuant to ~~October~~the ~~17,~~requirements ~~2005~~of ~~UNITED~~the ~~FINANCIAL~~Securities ~~BANCORP~~Exchange Act of 1934, ~~INC.~~the ~~By:~~Registrant has duly ~~/s/~~caused ~~Richard~~this B.report ~~Collins~~to ~~Richard~~be B.signed ~~Collins~~on ~~President~~its ~~and~~behalf ~~Chief~~by ~~Executive~~the ~~Officer~~undersigned, hereunto duly authorized.

		UNITED FINANCIAL BANCORP, INC.



DATE:	March 16, 2006	By:	/s/ Richard B. Collins
			Richard B. Collins
			President and Chief Executive Officer

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