SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT FORM

Pursuant to Section 13 or 15(D) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~May~~July 1920, 2005

NewMil Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Delaware	0-16455	06-1186389
(State or other jurisdiction	(Commission	(I.R.S. Employer
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)
of incorporation)	File Number)	Identification No.)

19 Main Street, P.O. Box 600, New Milford, CT	06776
(Address of principal executive offices)	(Zip code)

(860) 355-7600

(Registrant's telephone number, including area code)

N/A

(Former name or former address, if changed since last report)

~~Page~~ITEM 2.02 Results of 1Operations ~~of 3~~and Financial Condition

~~ITEM~~In a press release attached to this 8~~.01~~-K ~~Other~~as Exhibit 99, the Company announced quarterly earnings.

~~In a press release attached to this 8-K as Exhibit 99, the Company announced a new stock repurchase program.~~SIGNATURES

	SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized
	NEWMIL BANCORP, INC.
	Registrant
May 19, 2005
	/s/ B. Ian McMahon
	B. Ian McMahon
	Its: Executive Vice President

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	NEWMIL BANCORP, INC.
	Registrant


July 20, 2005	/s/ B. Ian McMahon
	B. Ian McMahon
	Its: Executive Vice President

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