SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549

FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)
December 21, 2000

WESTERFED FINANCIAL CORPORATION

(Exact name of Registrant as specified in its Charter)

Delaware

0-22772

81-0487794

      (State or other
      jurisdiction of
      incorporation)

(Commission File No.)

(IRS Employer
Identification
Number)

110 East Broadway, Missoula, Montana 59802

(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: (406) 721-5254

N/A

(Former name or former address, if changed since last report)

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Item 5.            OTHER EVENTS

                        On December 21, 2000 the Registrant issued the press release attached as Exhibit 99.

Item 7.            FINANCIAL STATEMENTS AND EXHIBITS

                        Exhibits                   99      Press Release dated December 21, 2000.

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SIGNATURES

            Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

WESTERFED FINANCIAL CORPORATION Date: ~~October~~December 1821, 2000 By: /s/ Ralph K. Holliday Ralph K. Holliday President/Chief Executive Officer

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