USCB FINANCIAL HOLDINGS, INC. 8-K

What Happened
USCB Financial Holdings, the parent company of U.S. Century Bank, filed an 8-K on June 1, 2026, announcing that William Turner, Executive Vice President and Chief Credit Officer of the Bank, notified the company he will retire effective July 3, 2026. Turner will remain in his role until that date. The company also announced that Sergio Garrido, currently Senior Vice President and Director of Credit Underwriting, will be promoted to Senior Vice President and Chief Credit Officer of the Bank effective July 6, 2026.

Key Details

• William Turner will retire effective July 3, 2026 and will continue to serve until that date.
• Sergio Garrido will assume the Chief Credit Officer role effective July 6, 2026.
• Garrido’s current title: Senior Vice President and Director of Credit Underwriting.
• The company’s June 1, 2026 press release announcing these changes is attached as Exhibit 99.1 to the 8-K.

Why It Matters
This is an executive leadership change in the bank’s credit function, which oversees lending standards and credit risk—important areas for bank performance and risk management. Investors should note the planned, orderly transition and the internal promotion, which suggests continuity in credit oversight. No financial results or other corporate actions were reported in this filing.