CAPITAL ONE FINANCIAL CORP 8-K

What Happened
Capital One Financial Corporation announced under Regulation FD that it furnished its Monthly Charge-Off and Delinquency Metrics as of and for the month ended March 31, 2026. The information was provided as Exhibit 99.1 to the Form 8-K filed on April 21, 2026 and the filing was signed by Timothy P. Golden, Chief Accounting Officer.

Key Details

• Form 8-K filed April 21, 2026, reporting a Regulation FD disclosure (Item 7.01).
• Exhibit 99.1: "Monthly Charge-Off and Delinquency Metrics - As of and for the month ended March 31, 2026."
• The filing is furnished (not furnished as earnings or forward-looking guidance) under Item 7.01; Exhibit listing also appears under Item 9.01.
• Signed by Timothy P. Golden, Chief Accounting Officer.

Why It Matters
Charge-offs and delinquency metrics show the health of Capital One’s loan portfolio and are closely watched by investors for signs of rising consumer credit stress, which can affect future provisions, net income and capital planning. Even though the 8-K itself furnishes the metrics rather than announcing earnings or guidance, investors and analysts will use the reported monthly data to assess trends in credit losses and delinquency rates between quarterly reports.