Capital One Financial Furnishes Monthly Charge-Off & Delinquency Metrics (Jul 2026)

What Happened
Capital One Financial Corporation announced (via Form 8‑K filed Aug 17, 2026) that it furnished monthly charge-off and delinquency metrics in Exhibit 99.1 for the month ended July 31, 2026. The disclosure was furnished under Item 7.01 (Regulation FD disclosure) and the Form 8‑K was signed by Timothy P. Golden, Chief Accounting Officer, dated August 14, 2026.

Key Details

• Filed Form 8‑K on August 17, 2026 reporting a Regulation FD disclosure (Item 7.01).
• Furnished Exhibit 99.1: "Monthly Charge-Off and Delinquency Metrics — As of and for the month ended July 31, 2026."
• Form signed by Timothy P. Golden, Chief Accounting Officer (signature date: August 14, 2026).
• Exhibit furnished (item 9.01 lists the exhibit); the submission provides timely credit-performance data between quarterly reports.

Why It Matters
Monthly charge-off and delinquency metrics give investors near-term insight into Capital One’s loan and card portfolio credit health. These metrics are leading indicators that can affect provisions for credit losses and, ultimately, quarterly earnings and capital metrics. Investors and analysts often use these monthly figures to monitor trends in consumer credit quality between formal quarterly filings.