EFCAR, LLC: enters capital contribution agreement and amendment

What happened EFCAR, LLC reported that on Oct 13, 2026 it entered into a Capital Contribution Agreement among Exeter Finance LLC, EFCAR, LLC, Exeter Automobile Receivables Trust 2022-5 and Exeter Automobile Receivables Trust 2022-6, acknowledged and agreed to by Citibank, N.A., as indenture trustee. On the same date, EFCAR, LLC and other parties entered into Amendment No. 2 to the Sale and Servicing Agreement dated Nov 15, 2022 (as amended Apr 28, 2023) among Exeter Holdings Trust 2022-6, EFCAR, LLC, Exeter Finance LLC, Exeter Automobile Receivables Trust 2022-6 and Citibank, N.A., as indenture trustee and backup servicer.

Key details

• Date of agreements: Oct 13, 2026.
• Capital Contribution Agreement parties: Exeter Finance LLC, EFCAR, LLC, Exeter Automobile Receivables Trust 2022-5 and Exeter Automobile Receivables Trust 2022-6; acknowledged by Citibank, N.A., as indenture trustee.
• Amendment No. 2 to the Sale and Servicing Agreement updates defined terms related to the deposit of capital contributions into the Reserve Account and the withdrawal and application of those contributed amounts.
• The Sale and Servicing Agreement was originally dated Nov 15, 2022 and previously amended by Amendment No. 1 dated Apr 28, 2023.

Why it may matter Item 1.01 was reported, covering entry into material definitive agreements: a capital contribution agreement permitting EFCAR, LLC, as equity holder, to make certain limited capital contributions to the specified trusts, and an amendment to the sale and servicing agreement addressing treatment of those contributions in the Reserve Account. This filing does not show why the insider traded or why the company acted.